What we do
We help you build your wealth by using other people's money.
There are the three options to choose from...
1. DO IT YOURSELF
You are the DIY (Do It Yourself) type person who does things yourself, like the person who fixes your own car….
You spend years developing the skills and know-how through making mistakes, getting your hands dirty, courses etc.
2. DONE FOR YOU
You are the DFM (Do it For Me) type person. The person who likes to know a bit about your car, but you take it to the expert mechanic for repairs. You don’t have the time to read the books, get your hands dirty, do the courses, and learn the new skills, but would rather hire an expert to do it for you. You are the kind of person who gets on with making a living and enjoying your life.
Property in a Box is for you. . .
How Serious Are You About Saving Yourself A Lot Of Money And Heartache?
Let me help you kick start your investment strategy into high gear and avoid the pitfalls along the way.
I will help you to clarify and prioritize your focus so that you can make more money and work a lot less awhile making less of those costly and unnecessary mistakes.
Our mission is to empower you to make the leap of starting a property investment business that is empowered by your current salary. Essentially we show you how to create a buy to rent property investment portfolio while you work in a normal job.
To find out how, you are welcome to join our free Organic Growth Blog here and received a weekly blog post that encourage and teach the art and science of property investment.
Organic Growth was founded by Neil Vorster and Warren Horak
London and Johannesburg
Johannesburg and London
Read more testimonials here
YOUR INVESTMENT SOLUTION IS OUR VISION
To help you become financially free so you you don’t have to work to earn a living and are free to do what you want with your time.
- Investment Solutions – we show you how to invest for maximum growth
- The eight steps to wealth creation through Property Investment
- Planning your way to financial freedom using your new currency – “townhouses”
- Strategically managing your property portfolio
HOW IS YOUR WEALTH CREATION DOING AGAINST TIME?
How long will be before you want be able to retire or be financially free. Where working is optional?
How safe are blue chip investments ?
The list of international banking crises of the last few years reads like an adventure novel, or it should be said, a horror story !
Subprime mortgage crisis in the U.S. starting in 2007
2008 United Kingdom bank rescue package
2009 United Kingdom bank rescue package
2008–2009 Belgian financial crisis
2008–2012 Icelandic financial crisis
2008–2009 Russian financial crisis
2008–2009 Ukrainian financial crisis
2008–2012 Spanish financial crisis
2008–2011 Irish banking crisis
Clearly when you invest with major banks and financial institutions the investment environment is not as stable as traditionally thought of. We regard most of these so called financial “blue chip” investment solutions as restrictive and little more than forced savings plans in a volatile banking world. International confidence in banks is at an all-time low!
Residential Property investment
We will show you how investing in residential property is,
- highly tax efficient
- inflation proof
far outstrips the returns offered by retirement annuities and stock exchange related investment products.
Organic Growth will show you how to invest in high yielding correctly located residential property with the bank’s money, not your own! You don’t have to start with a fortune to make one! All investment carries risk, whether one likes it or not.
We will show you how to mitigate your risks and take all the hassle out of property investment.
In The News
Watch Neil Vorster and Magnus Heystek debate buy-to-let investments on eNCA TV
As Neil said, “You need to aim for a balance between good capital growth in a good area with good rentals, followed by effective management of your property.”
Where Do I Start?
Our Latest Blog Posts
Read our latest blog posts here with key investment strategies and tips to help you develop your buy-to-let property portfolio
Yes that sounds about right. This is what we do! What the Organic Growth Investors Club offers is hand selected investment properties and then offer a full management solution. You will get monthly reports on each property and we could give you a monthly combined report as your portfolio grows.
Yes it is best to use other peoples money. By this we mean the bank's money. By using the bank's money you will get to your financial-freedom target a lot quicker.
The basic buy to rent premise is that you use the bank's money to buy the property, and the tenant's money to pay for it. And you get to own the property and collect rental income forever!
We offer property coaching to help you get to your goal quickly while avoiding the many pitfalls that wait for new investors to fall into. [click here]
Eg: If you bought 1 unit for R 1 million and paid cash, you would get a cash return of R 8 000 is per month and you would gain value of about 10% per year ( i.e. R 100 000 wealth growth plus your rental income of R 96 000 for 12 months = R 196 000 in year 1 )
If you bought 10 units of R 600 000 each (like the Telford units in our hot deals list), put in R 100 000 on each property, your cashflow in would be approximately neutral per month in the first year and your wealth will grow by 10% per unit per year i.e. 10 times R 60 000 per year (R 600 000 growth in year 1).
Your rental income then increases in year two and bond repayments stay approximately the same. As time progresses the tenants pay off your bonds, you get increased cashflow and the benefit of a whole portfolio of properties growing in value.
Yes they are, if you qualify.
I did a video on this subject [click here]
The information we would need to see if you qualify are;
1) What are your monthly earnings?
2) Are you self-employed or do you get a salary?
3) What are your current debt repayments ( clothing accounts, credit cards etc.)?
4) Do you own any property and if so what and how large are your bonds?
Go to the investor toolkit page, which is found in the Organic Growth Investors Club members area on our website and download the Cashflow calculator.
If you buy a small townhouse with 100% bond finance, you can expect a shortfall of around R 1000 per month in the first year. This should decrease every year until after about 5 or 6 years, you will start earning a profit every month as rental will be higher than your monthly costs.