What we do

We help you build your wealth by using other people's money. 

There are the three options to choose from...

1. DO IT YOURSELF

You are the DIY (Do It Yourself) type person who does things yourself, like the person who fixes your own car….

You spend years developing the skills and know-how through making mistakes, getting your hands dirty, courses etc.

2. DONE FOR YOU

You are the DFM (Do it For Me) type person. The person who likes to know a bit about your car, but you take it to the expert mechanic for repairs. You don’t have the time to read the books, get your hands dirty, do the courses, and learn the new skills, but would rather hire an expert to do it for you. You are the kind of person who gets on with making a living and enjoying your life.

Property in a Box is for you. . .

3. COACHING

How Serious Are You About Saving Yourself A Lot Of Money And Heartache?
Let me help you kick start your investment strategy into high gear and avoid the pitfalls along the way.
I will help you to clarify and prioritize your focus so that you can make more money and work a lot less awhile making less of those costly and unnecessary mistakes.

Neil Vorster

Neil Vorster

Buy to Let properties Warren David Horak

Warren Horak

Our Mission

Our mission is to empower you to make the leap of starting a property investment business that is empowered by your current salary. Essentially we show you how to create a buy to rent property investment portfolio while you work in a normal job.

To find out how, you are welcome to join our free Organic Growth Blog here  and received a weekly blog post that encourage and teach the art and science of property investment.

Organic Growth was founded by Neil Vorster and Warren Horak

Happy Clients

Brian Davidson

Randburg

"Sounds almost criminal, I’m buying a property and one day it will be totally mine without a bond on it and someone else has paid that property for me.

It’s an unbelievable thought, but it works! It is absolutely effortless – which is managed by Neil and Targer Realty.

All I do is sit back and watch it all happening."

“Property can be intimidating if it isn’t an area in which you work. Neil has been instrumental in helping me to build a portfolio of properties that are producing excellent results.

I have seen wealth literally grow out of nothing."

Graham Wolfson

London and Johannesburg

Charles Webster

Sandton

“Targer has been managing my property in Craigavon for about seven years now, and I can recommend the company’s services without hesitation.

Whether it’s dealing with a tenant on my behalf, sorting out maintenance issues, dealing with the City of Johannesburg’s imperfect rates department or supplying me with rental income consolidations for my tax return, the Targer team has made my journey as a landlord as painless as possible."

“ I was referred to Targer several years ago after struggling with tenants for some time.

One call with Neil was sufficient for me to move my entire property portfolio to Targer and I have not looked back since.

I can recommend Targer to any investor-owner who seeks the satisfaction of property management without the hang-ups. Well done to Neil and his team."

Grant Hodgkinson

Johannesburg and London

Read more testimonials here 

YOUR INVESTMENT SOLUTION IS OUR VISION

To help you become financially free so you you don’t have to work to earn a living and are free to do what you want with your time.

  • Investment Solutions – we show you how to invest for maximum growth
  • The eight steps to wealth creation through Property Investment
  • Planning your way to financial freedom using your new currency – “townhouses”
  • Strategically managing your property portfolio

HOW IS YOUR WEALTH CREATION DOING AGAINST TIME?

Current Progress
Current Progress
Current Progress
 YOUR AGE
Current Progress
Current Progress
Current Progress
 YOUR INVESTMENTS
Current Progress
Current Progress
Current Progress
 YOUR EARNINGS

How long will be before you want be able to retire or be financially free. Where working is optional?

Customers served! Days 0  Days to your retirement
Customers served! Months 0  Days to your retirement
Customers served! Years 0  Years to your retirement

How safe are blue chip investments ?

The list of international banking crises of the last few years reads like an adventure novel, or it should be said, a horror story !

Subprime mortgage crisis in the U.S. starting in 2007
2008 United Kingdom bank rescue package
2009 United Kingdom bank rescue package
2008–2009 Belgian financial crisis
2008–2012 Icelandic financial crisis
2008–2009 Russian financial crisis
2008–2009 Ukrainian financial crisis
2008–2012 Spanish financial crisis
2008–2011 Irish banking crisis

Clearly when you invest with major banks and financial institutions the investment environment is not as stable as traditionally thought of. We regard most of these so called financial “blue chip” investment solutions as restrictive and little more than forced savings plans in a volatile banking world. International confidence in banks is at an all-time low!

Residential Property investment

We will show you how investing in residential property is,

  • safe
  • highly tax efficient
  • inflation proof

far outstrips the returns offered by retirement annuities  and stock exchange related investment products.
Organic Growth will show you how to invest in high yielding correctly located residential property with the bank’s money, not your own!  You don’t have to start with a fortune to make one! All investment carries risk, whether one likes it or not.

We will show you how to mitigate your risks and take all the hassle out of property investment.

In The News

Watch Neil Vorster and Magnus Heystek debate buy-to-let investments on eNCA TV
As Neil said, “You need to aim for a balance between good capital growth in a good area with good rentals, followed by effective management of your property.”

Where Do I Start? 

Our Latest Blog Posts

Read our latest blog posts here with key investment strategies and tips to help you develop your buy-to-let property portfolio








FAQ

I want to retire early and enjoy my family, I value my time much more than money. I would need about R50k per month to replace my current monthly income. I have done some calculations and it seems like I would need to purchase about 10 townhouses of R500 000 – R 600 000 each to cover this amount – not sure if my calculations are correct.

Yes that sounds about right, and you can go for slightly higher priced units, but the cashflow returns are a bit lower and when times get tough the higher end of the rental market suffers. What the  Organic Growth Investors Club offers is hand selected investment properties and then offer a full management solution. You will get monthly reports on each property and we could give you a monthly combined report as your portfolio grows.

Debt: I do not like to make debt at all – I prefer to invest cash. After reading your articles I am thinking of using the banks money. I will need to set an ambitious goal if I need 10 units paid off to replace my salary – and that would not easily be done when doing cash only deals.

Yes It is ambitious, but very possible. By using the banks money you will get to your target a lot quicker. The basic premise here is that the power of property lies in capital growth, so buy as many small units as you can in great areas.

Eg: If you bought 1 unit for R 1 million and paid cash, you would get a cash return of R 8 000 is per month and you would gain value of about 10% per year ( i.e. R 100 000 wealth growth plus your rental income of R 96 000 for 12 months = R 196 000 in year 1 )

If you bought 10 units of R 600 000 each (like the Telford units in our hot deals list), put in R 100 000 on each property, your cashflow in would be approximately neutral per month in the first year and your wealth will grow by 10% per unit per year i.e. 10 times R 60 000 per year (R 600 000 growth in year 1).

Your rental income then increases in year two and bond repayments stay approximately the same. As time progresses the tenants pay off your bonds, you get increased cashflow and the benefit of a whole portfolio of properties growing in value.

Are 100 % bonds available

Yes they are, but only under certain circumstances. The information we would need to be able to answer this question are.

1) What are your monthly earnings?

2) Are you self-employed or do you get a salary?

3) What are your current debt repayments ( clothing accounts, credit cards etc.)?

4) Do you own any property and if so what and how large are your bonds?

If I decide to fund my investment using the banks money – what kind of cash flow do I need to budget for?

A Go to the investor toolkit page, which is found in the Organic Growth Investors Club members area on our website and download the Cashflow calculator.

You can then input numbers from our hot deals into the spreadsheet to see the effect of bonds on cashflow. R 100 000 deposit on a Northriding R 600 000 unit gives neutral cashflow. R 100 000 on a Northriding R 500 000 unit will provide positive monthly cashflow.

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