By Neil Vorster | 1 The power of property investment
It is time to multiply your wealth using other people’s money All investment is an equation of risk versus reward and very time you make an investment decision, you need to consider the risks vs the rewards of your investment.Regardless what you hear about the current political climate and the economy, it is currently a fantastic […]
[Continue reading...]By Neil Vorster | 2 Property Investment Planning
Retirement Options available to retiring professionalsIf you are approaching 50 or 60 years old and retirement looms , you have some decisions to make.Living Annuities vs Unit Trusts vs Buy to Let Property Assuming you started a business, worked at it for years – made some money along the way and now retirement comes into view. or […]
[Continue reading...]By Neil Vorster | Bitcoin
Bitcoin for South AfricansBitcoin South Africa? What is all the fuss about? This article is for the South African who would like to know what Bitcoin is all about and whether it is a viable or appropriate investment opportunity. In this series we will be covering; What is Bitcoin?Where do you buy Bitcoin in South Africa?How do […]
[Continue reading...]By Neil Vorster | 7 How To Do Property Management
Is Rental Insurance the Solution? The current residential leasing market in the Johannesburg area is softer than I have seen it in the last 17 years that I have owned buy to let property. The banks have eased up on bond finance and some very astute developers have risen to the occasion and started pushing […]
[Continue reading...]By Neil Vorster | 1 The power of property investment
5 Reasons to invest in buy to let property Have you ever thought of the reasons to invest in property? Is it worthwhile, risky, too much hassle? Amidst the confusing smorgasbord of options when it comes to investing, how can one choose? I am going to share my top 5 reasons to invest in buy […]
[Continue reading...]By Neil Vorster | 8 Growing your Property Portfolio
Bond finance for entrepreneurs? Nearly half of my coaching clients are “self employed” and therefore share the challenge of obtaining bond finance for their properties. One could think that banks would look at a successful businessman with favour, since he has above average financial experience and wisdom, and understands the risks and rewards of borrowing […]
[Continue reading...]By Neil Vorster | 8 Growing your Property Portfolio
Getting a 100% Bond finance The power of buy to let investment is found by maximizing your bond finance. The more you use other people’s money (the banks money) the higher your return on investment ( ROI). Did you know that a 90% Bond gives you 50% less ROI than a 100% bond? In this […]
[Continue reading...]By Neil Vorster | 3 Property Investment Coaching
Going it alone – property investment My knuckles white, the engine straining to lift me, I was off the ground… Surreal … Time stood still… My first solo flight had begun and there was no turning back! Exhilaration turned to . . . . Fear! An inescapable truth dawned on me – I need to land this […]
[Continue reading...]By Neil Vorster | 6 How to Do the Property Deal
The 5 buy to let investment essentials that nobody ever told you. After doing your research, crunched the numbers and selected a buy to let property, it’s time to take the plunge and make that property yours! But to avoid getting burnt, it may be a good idea to note and understand these 5 buy […]
[Continue reading...]By Neil Vorster | 5 The Best Investment Properties
Is there a “how do buy good investment property” formula ? How can I avoid being a casualty in the next property crash? In this video below of a radio interview with world renown Robert Kiyosaki, he explains that investment is a lot like monopoly. He warns that, like in Monopoly, we should not aim for […]
[Continue reading...]By Neil Vorster | 4 Where to Buy Property , 6 How to Do the Property Deal
How to avoid the three most common property investment mistakes After many years in property investment, sales and coaching, I have found that the three greatest, and totally unnecessary property investment mistakes made by investors can be summarised by the 3 P’s Property Price Place I talk about them in this short video
[Continue reading...]By Neil Vorster | 1 The power of property investment
Robert Kiyosaki: Savers are losers – or are they? By Neil Vorster In a world economy where money is printed by governments and interest earned on bank savings is pretty much equal to the inflation rate—and sometimes less than the inflation rate, Robert Kiyosaki is correct, savers are losers. But, what if saving isn’t your end-goal?
[Continue reading...]By Neil Vorster | 1 The power of property investment
By: Neil Vorster If you have Googled Retirement annuity, Retirement calculator or Retirement plan recently, you will no doubt have been exposed to the myriad of options offered by large financial institutions. A quick calculation generally leaves one shocked and stunned. Recently, I read an article by Peter Carruthers of Petes Weekly fame. Peter is […]
[Continue reading...]By Neil Vorster | 3 Property Investment Coaching
How does one avoid all the pitfalls that await the un-initiated in property investment? By Neil Vorster When one decides to begin investing in property, the general way it is done is through the advice of a friend, or a book you read. The, I am aghast to say, with minimal knowledge, people just go […]
[Continue reading...]By Neil Vorster | 2 Property Investment Planning
Retirement calculators abound. Attempted saving for retirement is a gory and unsatisfying story played out on a stage by millions of South Africans every year. Effective retirement planning is seen as so difficult that many people simply ignore the inevitable reality, hiding their heads in the sand and hoping for the best.
[Continue reading...]By Neil Vorster | 2 Property Investment Planning
Peace – 5 steps to peaceful Buy to Rent property Investment A significant key to successful Buy to Rent property investment is found by investing in peace. Not some unattainable religious experience found in the Himalayas. I am talking about good old fashioned, successful investment without losing a single night’s sleep! At first this may […]
[Continue reading...]By Neil Vorster | 5 The Best Investment Properties
Is your sectional title Body Corporate, friend or foe? Very rarely does one find a person ambivalent on this question. Mostly people are biased one way or the other. Where do you stand and what exactly is the role of a sectional title body corporate? Recently on Fin 24, these two comments paint the picture […]
[Continue reading...]By Neil Vorster | 5 The Best Investment Properties
Does buying great investment property have to be a gamble? By Neil Vorster Everybody wants to know how to pick a winner, and fortunately with property investment the luck or gambling element can be almost entirely removed. The national average annual house price increases are constantly published by the major banks. Many investors, when deciding to […]
[Continue reading...]By Neil Vorster | 3 Property Investment Coaching
Burning property questions? By Neil Vorster Follow me on Twitter @neilvorster Estate agents, investors, tenants, sellers and buyers – this is for you! If you have property and property investment questions, the chances are you are not the only one, and they have been answered before.
[Continue reading...]By Neil Vorster | 3 Property Investment Coaching
By Neil Vorster This is a question that every residential property investor needs to ask, but unfortunately rarely does so. For those who are seeking some clarity on the pros and cons of buying new verses second hand townhouses, I have listed some of the major advantages and disadvantages in this article. Every attempt to […]
[Continue reading...]By Neil Vorster | 8 Growing your Property Portfolio
I was too good when managing my money and shot myself in the foot! I ruined my credit record This is something I hear from conscientious first time property investors, all too often! I have been pleasantly surprised to realise how many of our Organic Growth subscribers are students or young people in their […]
[Continue reading...]By Neil Vorster | 3 Property Investment Coaching
By Neil Vorster In answering this question that was recently posed to me, my immediate thoughts were; Maybe I should have started investing in property earlier. I didn’t know how property actually worked as a wealth transfer mechanism.
[Continue reading...]By Neil Vorster | 3 Property Investment Coaching
We are brought up to believe that education is good, and it is! So we send our children to schools and university, but almost without exception, the education system omits financial education. We leave the education system and enter the work and business world and find ourselves floundering for lack of financial knowledge. Personally, I […]
[Continue reading...]By Neil Vorster | 2 Property Investment Planning
Can one save enough in 45 Years to cater for 35 Years of Retirement? By: Kim Whitmore As the saying goes: Go to school,then university, get a degree, find a secure job and you will be sorted, but is this enough today? Next year, at age 22, I will start work as a graduate […]
[Continue reading...]By Neil Vorster | 3 Property Investment Coaching
Capital Growth or Cash Flow? By Neil Vorster When one invests in property, one does so for two reasons, firstly to create wealth and secondly to create a passive income. Which one is more important?
[Continue reading...]By Neil Vorster | 2 Property Investment Planning
By: Neil Vorster Here are two questions, one for your financial advisor / investment advisor and one for your investment savvy estate agent. May the best man(or woman) win. Question 1 Dear Financial Advisor, if I have R 200 000 in cash, how many Rand’s worth of shares can I buy? Your question will probably be met […]
[Continue reading...]By admin | 2 Property Investment Planning
Why do so few women invest in property? By: Robyn Wolfson It’s Women’s Month and, as women, one of the things we can celebrate is our financial emancipation. But before we break open the champagne it has to be recognised that despite all we’ve achieved, there still seem to be some investment fields where women […]
[Continue reading...]By Neil Vorster | 2 Property Investment Planning
Fin24 recently published an article in which user Neil Vorster ( of Organic Growth) tells how he financed his daughters’ university education from the rewards he reaped from townhouse investments. Most of the published responses to Neil’s children education funding plan were very positive, but one gentlemen said Neil “got lucky” that time!
[Continue reading...]By Neil Vorster | 1 The power of property investment
By Neil Vorster Wealth Management and Wealth Transfer While we often refer to residential property “investment”, I believe that since we are aiming at wealth management, the term we use should be “wealth transfer” not “investment”. The key players in this process of wealth transfer are Banks,Tenants and Inflation . Mention these three words in […]
[Continue reading...]By Neil Vorster | 1 The power of property investment
By Neil Vorster An Investment solution is required to the question that is asked over and over by parents in all economic spheres of our wonderfully diverse South African population. The less affluent parents’ only hope is local government non-fee-paying schools, which include most peri-urban, township and rural schools.
[Continue reading...]By Neil Vorster | 2 Property Investment Planning
By Neil Vorster In last week’s blog, I started investigating just how much risk was necessary to start making serious money through property investment. I discussed the capital growth and the numbers. This week we will look at a cash-flow analysis of a real example to make my point clearer. You don’t have to take […]
[Continue reading...]By Neil Vorster | 2 Property Investment Planning
A question I am often asked is, “Just how risky is residential property investment?” Neil Vorster My response is normally a question, “How risky is it not to invest in property?” Nothing provides clarity like an an example. So let’s look at a real world example that will strip away the false beliefs that have […]
[Continue reading...]By Neil Vorster | 7 How To Do Property Management
What if my tenant wrecks my investment property? By Neil Vorster Is owning an investment property a good idea? Just how good is the buy to let market? What if my tenant wrecks my property investment? I hear these questions all the time. Underlying these questions is fear of the unknown. People are saying, “what […]
[Continue reading...]By Neil Vorster | 3 Property Investment Coaching
Landlords, avoid the pain and know your Property Rights before you Invest – a Q&A site for you My experience tells me that very few people who invest in property know their property rights, especially in a changing South Africa, where property law has significantly since 1994. This hilarious video screened below, by the […]
[Continue reading...]By Neil Vorster | 8 Growing your Property Portfolio
Have you chopped down your fruit tree – (sold your buy-to-let property)? Ok so the story about George Washington chopping down his family’s prize cherry tree was probably apocryphal but if he did it, he wasn’t the first person to chop down a fruit-producing tree. And nor, unfortunately, was he the last, I am guilty of it […]
[Continue reading...]By Neil Vorster | 2 Property Investment Planning
Investment Solutions and Angry Birds By Neil Vorster Below is a spontaneous video interview of an Angry Bird. Angry about the investment solutions offered by so-called investment experts. I read an article this weekend that really made me angry. Today I’m wearing my Angry Bird T-shirt underneath my formal shirt in angry protest. I’m an Angry Bird! […]
[Continue reading...]By Neil Vorster | 1 The power of property investment
By Neil Vorster There are investment solutions your investment advisor will never tell you, and the reasons are two-fold. Firstly, investment advisors benefit financially from advice that they give you, so the old adage applies, “Let the buyer beware” The independents give you investment solutions that pay handsome commissions, while the consultants working for the big name […]
[Continue reading...]By Neil Vorster | 3 Property Investment Coaching
Buy to Rent definitions By Neil Vorster When investing in buy to rent properties, there are two terms that are essential to understand. These are Capital Growth and Return on Investment. These are much misrepresented, but once understood make investing in residential buy to rent property an obvious choice for the wise investor. 1. […]
[Continue reading...]By Neil Vorster | 4 Where to Buy Property , 5 The Best Investment Properties
5 vital points to consider when acquiring a buy to rent investment property If you have had the faintest interest in buy to rent investment property you would have read and heard the famous quote “location location location”. According to a New York Times article I recently read, this term was coined a hundred […]
[Continue reading...]By Neil Vorster | 5 The Best Investment Properties
7 Reasons why townhouses are great buy to let property investments in South AfricaBy Neil Vorster You have many options open to you when deciding on a buy to let property investment in South Africa. How do you decide which is the best one? I could analyse the list of all the types of residential properties […]
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