Investment Solutions – Organic Wealth https://organicgrowth.co.za Investment Solutions - Buy to Let - Wealth that keeps on giving Tue, 16 Apr 2019 16:27:21 +0000 en-US hourly 1 https://wordpress.org/?v=5.2.1 Retirement Options – Retiring anytime soon? https://organicgrowth.co.za/retirement-options-retiring-anytime-soon/ https://organicgrowth.co.za/retirement-options-retiring-anytime-soon/#respond Tue, 16 Apr 2019 16:27:21 +0000 https://organicgrowth.co.za/?p=4627 Retirement Options available to retiring professionals If you are approaching 50 or 60 years old and retirement looms , you have some decisions to make. Assuming you have started a business – made some money along the way and now retirement comes into  view.  or  You have studied long, Worked hard and attacked your career […]

The post Retirement Options – Retiring anytime soon? appeared first on Investment Solutions - Organic Wealth.

]]>
https://organicgrowth.co.za/retirement-options-retiring-anytime-soon/feed/ 0
Bitcoin South Africa step by step guide https://organicgrowth.co.za/bitcoin-south-africa-step-by-step-guide/ https://organicgrowth.co.za/bitcoin-south-africa-step-by-step-guide/#comments Fri, 01 Dec 2017 08:59:42 +0000 https://organicgrowth.co.za/?p=4488 Bitcoin for South AfricansBitcoin South Africa? What is all the fuss about? This article is for the South African who would like to know what Bitcoin is all about and whether it is a viable or appropriate investment opportunity. In this series  we will be covering; What is Bitcoin?Where do you buy Bitcoin in South Africa?How do […]

The post Bitcoin South Africa step by step guide appeared first on Investment Solutions - Organic Wealth.

]]>
https://organicgrowth.co.za/bitcoin-south-africa-step-by-step-guide/feed/ 1
The pros and cons of rental insurance https://organicgrowth.co.za/the-pros-and-cons-of-rental-insurance/ https://organicgrowth.co.za/the-pros-and-cons-of-rental-insurance/#respond Thu, 09 Nov 2017 15:06:40 +0000 https://organicgrowth.co.za/?p=4471 Is Rental Insurance the Solution? The current residential leasing market in the Johannesburg area is softer than I have seen it in the last 17 years that I have owned buy to let property.  The banks have eased up on bond finance and some very astute developers have risen to the occasion and started pushing […]

The post The pros and cons of rental insurance appeared first on Investment Solutions - Organic Wealth.

]]>
https://organicgrowth.co.za/the-pros-and-cons-of-rental-insurance/feed/ 0
5 Reasons to invest in buy to let property https://organicgrowth.co.za/5-reasons-to-invest-in-buy-to-let-property/ https://organicgrowth.co.za/5-reasons-to-invest-in-buy-to-let-property/#comments Wed, 12 Jul 2017 13:28:29 +0000 http://organicgrowth.co.za/?p=531 5 Reasons to invest in buy to let property Have you ever thought of the reasons to invest in property? Is it worthwhile, risky, too much hassle? Amidst the confusing smorgasbord of options when it comes to investing, how can one choose? I am going to share my top 5 reasons to invest in buy […]

The post 5 Reasons to invest in buy to let property appeared first on Investment Solutions - Organic Wealth.

]]>
https://organicgrowth.co.za/5-reasons-to-invest-in-buy-to-let-property/feed/ 7
Self employed and battling with bond finance? https://organicgrowth.co.za/self-employed-and-battling-with-bond-finance/ https://organicgrowth.co.za/self-employed-and-battling-with-bond-finance/#respond Wed, 25 Jan 2017 15:18:57 +0000 https://organicgrowth.co.za/?p=4209 Bond finance for entrepreneurs? Nearly half of my coaching clients are “self employed” and therefore share the challenge of obtaining bond finance for their properties. One could think that banks would look at a successful businessman with favour, since he has above average financial experience and wisdom, and understands the risks and rewards of borrowing […]

The post Self employed and battling with bond finance? appeared first on Investment Solutions - Organic Wealth.

]]>
https://organicgrowth.co.za/self-employed-and-battling-with-bond-finance/feed/ 0
How to get 100% Bonds on Buy-To-Let property investments https://organicgrowth.co.za/get-100-percent-bonds-on-buy-let-property-investments/ https://organicgrowth.co.za/get-100-percent-bonds-on-buy-let-property-investments/#comments Wed, 30 Nov 2016 19:45:52 +0000 https://organicgrowth.co.za/?p=4190 Getting a 100% Bond finance The power of buy to let investment is found by maximizing your bond finance. The more you use other people’s money (the banks money) the higher your return on investment ( ROI). Did you know that a 90% Bond gives you 50% less ROI than a 100% bond? In this […]

The post How to get 100% Bonds on Buy-To-Let property investments appeared first on Investment Solutions - Organic Wealth.

]]>
https://organicgrowth.co.za/get-100-percent-bonds-on-buy-let-property-investments/feed/ 1
Solo property Investment? https://organicgrowth.co.za/property-investment/ https://organicgrowth.co.za/property-investment/#respond Thu, 11 Feb 2016 08:47:09 +0000 http://organicgrowth.co.za/?p=3907 Going it alone – property investment My knuckles white, the engine straining to lift me, I was off the ground… Surreal … Time stood  still… My first solo flight had begun and there was no turning back! Exhilaration  turned to . . . .  Fear! An inescapable truth dawned on me – I need to land this […]

The post Solo property Investment? appeared first on Investment Solutions - Organic Wealth.

]]>
https://organicgrowth.co.za/property-investment/feed/ 0
5 Essentials of buy to let investment property https://organicgrowth.co.za/5-essentials-of-buy-to-let-investment-property/ https://organicgrowth.co.za/5-essentials-of-buy-to-let-investment-property/#respond Thu, 21 Jan 2016 06:26:01 +0000 http://organicgrowth.co.za/?p=3834 The 5  buy to let investment essentials that nobody ever told you. After doing your research, crunched the numbers and selected a buy to let property, it’s time to take the plunge and make that property yours! But to avoid getting burnt, it may be a good idea to note and understand these 5 buy […]

The post 5 Essentials of buy to let investment property appeared first on Investment Solutions - Organic Wealth.

]]>
https://organicgrowth.co.za/5-essentials-of-buy-to-let-investment-property/feed/ 0
How to buy good investment property https://organicgrowth.co.za/how-to-buy-good-investment-property/ https://organicgrowth.co.za/how-to-buy-good-investment-property/#respond Tue, 21 Apr 2015 14:26:25 +0000 http://organicgrowth.co.za/?p=3584 Is there a “how do buy good investment property” formula ? How can I avoid being a casualty in the next property crash? In this video below of a radio interview with world renown Robert Kiyosaki, he explains that investment  is a lot like  monopoly.  He warns that, like in Monopoly, we should  not  aim for […]

The post How to buy good investment property appeared first on Investment Solutions - Organic Wealth.

]]>
https://organicgrowth.co.za/how-to-buy-good-investment-property/feed/ 0
Avoid the 3 property investment mistakes! https://organicgrowth.co.za/avoid-the-3-property-investment-mistakes/ https://organicgrowth.co.za/avoid-the-3-property-investment-mistakes/#respond Thu, 16 Apr 2015 06:48:52 +0000 http://organicgrowth.co.za/?p=3330 How to avoid the three most common  property investment mistakes   After many years in property investment, sales and coaching,  I have found that the three greatest, and  totally unnecessary  property investment mistakes made by investors can be summarised by the 3 P’s Property Price Place I talk about them in this short video Wrong […]

The post Avoid the 3 property investment mistakes! appeared first on Investment Solutions - Organic Wealth.

]]>
https://organicgrowth.co.za/avoid-the-3-property-investment-mistakes/feed/ 0
Robert Kiyosaki: Savers are losers – or are they? https://organicgrowth.co.za/robert-kiyosaki-savers-are-losers/ https://organicgrowth.co.za/robert-kiyosaki-savers-are-losers/#respond Tue, 24 Jun 2014 13:15:41 +0000 http://organicgrowth.co.za/?p=3048 Robert Kiyosaki: Savers are losers – or are they? By Neil Vorster In a world economy where money is printed by governments and interest earned on bank savings is pretty much equal to the inflation rate—and sometimes less than the inflation rate, Robert Kiyosaki is correct, savers are losers. But, what if saving isn’t your end-goal? What if […]

The post Robert Kiyosaki: Savers are losers – or are they? appeared first on Investment Solutions - Organic Wealth.

]]>
https://organicgrowth.co.za/robert-kiyosaki-savers-are-losers/feed/ 0
For most South Africans retirement is not an option. https://organicgrowth.co.za/south-africans-retirement-option/ https://organicgrowth.co.za/south-africans-retirement-option/#respond Wed, 14 May 2014 14:15:19 +0000 http://organicgrowth.co.za/?p=2704 By: Neil Vorster If you have Googled Retirement annuity, Retirement calculator or Retirement plan recently, you will no doubt have been exposed to the myriad of options offered by large financial institutions. A quick calculation generally leaves one shocked and stunned. Recently, I read an article by Peter Carruthers of Petes Weekly fame. Peter is […]

The post For most South Africans retirement is not an option. appeared first on Investment Solutions - Organic Wealth.

]]>
https://organicgrowth.co.za/south-africans-retirement-option/feed/ 0
How to avoid losing a million in property investment https://organicgrowth.co.za/how-to-avoid-losing-a-million-in-property-investment/ https://organicgrowth.co.za/how-to-avoid-losing-a-million-in-property-investment/#respond Mon, 17 Feb 2014 22:08:38 +0000 http://organicgrowth.co.za/?p=2433 How does one avoid all the pitfalls that await the un-initiated in property investment? By Neil Vorster When one decides to begin investing in property, the general way it is done is through the advice of a friend, or a book you read. The, I am aghast to say, with minimal knowledge, people just go […]

The post How to avoid losing a million in property investment appeared first on Investment Solutions - Organic Wealth.

]]>
https://organicgrowth.co.za/how-to-avoid-losing-a-million-in-property-investment/feed/ 0
Retirement calculator – a real eye opener https://organicgrowth.co.za/retirement-calculator-eye-opener/ https://organicgrowth.co.za/retirement-calculator-eye-opener/#respond Mon, 13 Jan 2014 22:41:38 +0000 http://organicgrowth.co.za/?p=2371 Retirement calculators abound. Attempted saving for retirement is a gory and unsatisfying story played out on a stage by millions of South Africans every year. Effective retirement planning is seen as so difficult that many people simply ignore the inevitable reality, hiding their heads in the sand and hoping for the best. Unfortunately, as always, […]

The post Retirement calculator – a real eye opener appeared first on Investment Solutions - Organic Wealth.

]]>
https://organicgrowth.co.za/retirement-calculator-eye-opener/feed/ 0
RIP Rest in Peace https://organicgrowth.co.za/rip-buy-to-rent-property-investment/ https://organicgrowth.co.za/rip-buy-to-rent-property-investment/#comments Mon, 16 Dec 2013 20:35:40 +0000 http://organicgrowth.co.za/?p=2312  Peace – 5 steps to peaceful Buy to Rent property Investment  A significant key to successful Buy to Rent property investment is found by investing in peace. Not some unattainable religious experience found in the Himalayas. I am talking about good old fashioned, successful investment without losing a single night’s sleep! At first this may […]

The post RIP Rest in Peace appeared first on Investment Solutions - Organic Wealth.

]]>
https://organicgrowth.co.za/rip-buy-to-rent-property-investment/feed/ 2
Your Body Corporate, friend or foe? https://organicgrowth.co.za/body-corporate-friend-foe/ https://organicgrowth.co.za/body-corporate-friend-foe/#comments Mon, 02 Dec 2013 22:03:04 +0000 http://organicgrowth.co.za/?p=2298 Is your sectional title  Body Corporate, friend or foe? Very rarely does one find a person ambivalent on this question. Mostly people are biased one way or the other. Where do you stand and what exactly is the role of a sectional title body corporate? Recently on Fin 24, these two comments paint the picture […]

The post Your Body Corporate, friend or foe? appeared first on Investment Solutions - Organic Wealth.

]]>
https://organicgrowth.co.za/body-corporate-friend-foe/feed/ 1
7 tips on how to beat the averages and buy great investment property https://organicgrowth.co.za/7-tips-on-how-to-beat-the-averages-to-buy-great-investment-property/ https://organicgrowth.co.za/7-tips-on-how-to-beat-the-averages-to-buy-great-investment-property/#respond Mon, 04 Nov 2013 23:34:02 +0000 http://organicgrowth.co.za/?p=2209 Does buying great investment  property have to be a gamble? By Neil Vorster  Everybody wants to know how to pick a winner, and fortunately with property investment the luck or gambling element can be almost entirely removed. The national average annual house price increases are constantly published by the major banks. Many investors, when deciding to […]

The post 7 tips on how to beat the averages and buy great investment property appeared first on Investment Solutions - Organic Wealth.

]]>
https://organicgrowth.co.za/7-tips-on-how-to-beat-the-averages-to-buy-great-investment-property/feed/ 0
Burning property questions? https://organicgrowth.co.za/burning-property-questions/ https://organicgrowth.co.za/burning-property-questions/#respond Mon, 07 Oct 2013 08:38:46 +0000 http://organicgrowth.co.za/?p=2119 Burning property questions? By Neil Vorster  Follow me on Twitter @neilvorster    Estate agents, investors, tenants, sellers and buyers – this is for you!  If you have property and property investment questions, the chances are you are not the only one, and they have been answered before. Getting answers to relevant questions is always a […]

The post Burning property questions? appeared first on Investment Solutions - Organic Wealth.

]]>
https://organicgrowth.co.za/burning-property-questions/feed/ 0
To invest in new or second hand townhouses, that is the question? https://organicgrowth.co.za/invest-new-second-hand-townhouses/ https://organicgrowth.co.za/invest-new-second-hand-townhouses/#comments Mon, 30 Sep 2013 21:34:46 +0000 http://organicgrowth.co.za/?p=1969 By Neil Vorster  This is a question that every residential property investor needs to ask, but unfortunately rarely does so. For those who are seeking some clarity on the pros and cons of buying new verses second hand townhouses, I have listed some of the major advantages and disadvantages in this article. Every attempt to […]

The post To invest in new or second hand townhouses, that is the question? appeared first on Investment Solutions - Organic Wealth.

]]>
https://organicgrowth.co.za/invest-new-second-hand-townhouses/feed/ 4
I shot myself in the foot by being too good https://organicgrowth.co.za/shot-foot-good/ https://organicgrowth.co.za/shot-foot-good/#comments Mon, 16 Sep 2013 21:16:14 +0000 http://organicgrowth.co.za/?p=1882 I was too good when managing my money and shot myself in the foot! I ruined my credit record This is something I hear from conscientious first time property investors,   all too often!   I have been pleasantly surprised to realise how many of our Organic Growth subscribers are students or young people in their […]

The post I shot myself in the foot by being too good appeared first on Investment Solutions - Organic Wealth.

]]>
https://organicgrowth.co.za/shot-foot-good/feed/ 5
What I didn’t know when I bought my first investment property https://organicgrowth.co.za/didnt-know-bought-first-investment-property/ https://organicgrowth.co.za/didnt-know-bought-first-investment-property/#comments Tue, 10 Sep 2013 00:46:57 +0000 http://organicgrowth.co.za/?p=1847 By Neil Vorster  In answering this question that was recently posed to me, my immediate thoughts were;  Maybe I should have started investing in property earlier. I didn’t know how property actually worked as a wealth transfer mechanism. I didn’t know how to manage my tenants. I didn’t know how to raise finance or how to […]

The post What I didn’t know when I bought my first investment property appeared first on Investment Solutions - Organic Wealth.

]]>
https://organicgrowth.co.za/didnt-know-bought-first-investment-property/feed/ 3
Is a financial education necessary? https://organicgrowth.co.za/financial-education-necessary/ https://organicgrowth.co.za/financial-education-necessary/#respond Mon, 02 Sep 2013 12:47:46 +0000 http://organicgrowth.co.za/?p=1731 We are brought up to believe that education is good, and it is! So we send our children to schools and university, but almost without exception, the education system omits financial education. We leave the education system and enter the  work and business world and find ourselves floundering for lack of financial knowledge. Personally, I […]

The post Is a financial education necessary? appeared first on Investment Solutions - Organic Wealth.

]]>
https://organicgrowth.co.za/financial-education-necessary/feed/ 0
Can a woman save enough in 45 Years to cater for 35 Years of Retirement? https://organicgrowth.co.za/can-a-woman-save-enough-in-45-years-to-cater-for-35-years-of-retirement/ https://organicgrowth.co.za/can-a-woman-save-enough-in-45-years-to-cater-for-35-years-of-retirement/#comments Thu, 22 Aug 2013 19:20:40 +0000 http://organicgrowth.co.za/?p=1598 Can one save enough in 45 Years to cater for 35 Years of Retirement? By:  Kim Whitmore   As the saying goes: Go to school,then university, get a degree, find a secure job and you will be sorted, but is this enough today? Next year, at age 22, I will start work as a graduate […]

The post Can a woman save enough in 45 Years to cater for 35 Years of Retirement? appeared first on Investment Solutions - Organic Wealth.

]]>
https://organicgrowth.co.za/can-a-woman-save-enough-in-45-years-to-cater-for-35-years-of-retirement/feed/ 1
Capital Growth or Cash Flow…What will it be? https://organicgrowth.co.za/capital-growth-or-cash-flowwhat-will-it-be/ https://organicgrowth.co.za/capital-growth-or-cash-flowwhat-will-it-be/#comments Mon, 19 Aug 2013 23:38:52 +0000 http://organicgrowth.co.za/?p=1581 Capital Growth or Cash Flow? By Neil Vorster  When one invests in property, one does so for two reasons, firstly to create wealth and secondly to create a passive income. Which one is more important? If I was asked this question a few years ago, that is before the sub-prime crises in the USA, my […]

The post Capital Growth or Cash Flow…What will it be? appeared first on Investment Solutions - Organic Wealth.

]]>
https://organicgrowth.co.za/capital-growth-or-cash-flowwhat-will-it-be/feed/ 2
These two questions can either cost or earn you millions! https://organicgrowth.co.za/who-wins-financial-advisor-or-estate-agent/ https://organicgrowth.co.za/who-wins-financial-advisor-or-estate-agent/#comments Mon, 12 Aug 2013 21:22:40 +0000 http://organicgrowth.co.za/?p=1563 By: Neil Vorster Here are two questions, one for your financial advisor / investment advisor and one for your investment savvy estate agent. May the best man(or woman) win. Question 1 Dear Financial Advisor, if I have R 200 000 in cash, how many Rand’s worth of shares can I buy? Your question will probably be met […]

The post These two questions can either cost or earn you millions! appeared first on Investment Solutions - Organic Wealth.

]]>
https://organicgrowth.co.za/who-wins-financial-advisor-or-estate-agent/feed/ 21
Why do so few women invest in property? https://organicgrowth.co.za/why-do-so-few-women-invest-in-property/ https://organicgrowth.co.za/why-do-so-few-women-invest-in-property/#comments Wed, 31 Jul 2013 23:22:07 +0000 http://organicgrowth.co.za/?p=1528 Why do so few women invest in property? By:  Robyn Wolfson  It’s Women’s Month and, as women, one of the things we can celebrate is our financial emancipation. But before we break open the champagne it has to be recognised that despite all we’ve achieved, there still seem to be some investment fields where women […]

The post Why do so few women invest in property? appeared first on Investment Solutions - Organic Wealth.

]]>
https://organicgrowth.co.za/why-do-so-few-women-invest-in-property/feed/ 2
My Dad “got lucky” https://organicgrowth.co.za/my-dad-got-lucky/ https://organicgrowth.co.za/my-dad-got-lucky/#respond Sun, 28 Jul 2013 12:44:59 +0000 http://organicgrowth.co.za/?p=1507 Fin24 recently published an article in which user Neil Vorster ( of Organic Growth) tells how he financed his daughters’ university education from the rewards he reaped from townhouse investments.  Most of the published responses to Neil’s children education funding plan were very positive, but one gentlemen said Neil “got lucky” that time!   Neil’s daughter Sam […]

The post My Dad “got lucky” appeared first on Investment Solutions - Organic Wealth.

]]>
https://organicgrowth.co.za/my-dad-got-lucky/feed/ 0
Wealth management – how Tenants, Banks and Inflation make money for you https://organicgrowth.co.za/wealth-management-how-tenants-banks-and-inflation-make-money-for-you/ https://organicgrowth.co.za/wealth-management-how-tenants-banks-and-inflation-make-money-for-you/#comments Wed, 24 Jul 2013 23:33:36 +0000 http://organicgrowth.co.za/?p=1491 By Neil Vorster  Wealth Management  and Wealth Transfer While we often refer to residential property “investment”, I believe that since we are aiming at wealth management, the term we use should be “wealth transfer” not “investment”. The key players in this process of wealth transfer are Banks,Tenants and Inflation . Mention these three words in […]

The post Wealth management – how Tenants, Banks and Inflation make money for you appeared first on Investment Solutions - Organic Wealth.

]]>
https://organicgrowth.co.za/wealth-management-how-tenants-banks-and-inflation-make-money-for-you/feed/ 2
How can I afford to school my child? https://organicgrowth.co.za/how-can-i-afford-to-school-my-child/ https://organicgrowth.co.za/how-can-i-afford-to-school-my-child/#comments Sun, 14 Jul 2013 20:38:21 +0000 http://organicgrowth.co.za/?p=1451 By Neil Vorster    An Investment solution is required to the question that is asked over and over by parents in all economic spheres of our wonderfully diverse South African population. The less affluent parents’ only hope is local government non-fee-paying schools, which include most peri-urban, township and rural schools. Parents living in more affluent […]

The post How can I afford to school my child? appeared first on Investment Solutions - Organic Wealth.

]]>
https://organicgrowth.co.za/how-can-i-afford-to-school-my-child/feed/ 1
Part 2 – You don’t have to be a risk taker to make millions in residential property investment https://organicgrowth.co.za/you-dont-have-to-be-a-risk-taker-to-make-millions-in-residential-property-part-2/ https://organicgrowth.co.za/you-dont-have-to-be-a-risk-taker-to-make-millions-in-residential-property-part-2/#respond Mon, 01 Jul 2013 23:16:24 +0000 http://organicgrowth.co.za/?p=1418 By Neil Vorster  In last week’s blog, I started investigating just how much risk was necessary to start making serious money through property investment. I discussed the capital growth and the numbers. This week we  will look at a  cash-flow analysis of a real example to make my point clearer. You don’t have to take […]

The post Part 2 – You don’t have to be a risk taker to make millions in residential property investment appeared first on Investment Solutions - Organic Wealth.

]]>
https://organicgrowth.co.za/you-dont-have-to-be-a-risk-taker-to-make-millions-in-residential-property-part-2/feed/ 0